*, *::before, *::after { margin:0; padding:0; box-sizing:border-box; }
:root {
  --navy:#03375B; --navy-dk:#022a47; --navy-lt:#ddeaf5;
  --cream:#faf8f4; --border:#e2ddd5; --text:#1a1a1a;
  --muted:#6b7a87; --white:#ffffff; --rad:10px;
}
html { scroll-behavior:smooth; -webkit-text-size-adjust:100%; }
body { background:var(--cream); color:var(--text); font-family:'DM Sans',sans-serif; font-size:16px; line-height:1.6; overflow-x:hidden; }
img { max-width:100%; display:block; }
a { color:inherit; }
h1,h2,h3 { font-family:'Cabin',sans-serif; line-height:1.1; letter-spacing:-.02em; }

.wrap { max-width:1080px; margin:0 auto; padding:0 20px; }
@media(min-width:640px){ .wrap { padding:0 32px; } }

.btn { display:inline-block; font-family:'DM Sans',sans-serif; font-weight:600; font-size:14px; text-decoration:none; border-radius:6px; transition:all .18s; line-height:1; cursor:pointer; text-align:center; padding:10px 18px; }
.btn-white { background:white; color:var(--navy); border:2px solid white; }
.btn-white:hover { background:var(--navy-lt); border-color:var(--navy-lt); }
.btn-navy { background:var(--navy); color:white; border:2px solid var(--navy); padding:12px 22px; font-size:15px; }
.btn-navy:hover { background:var(--navy-dk); }

.breadcrumb { background:var(--white); border-bottom:1px solid var(--border); padding:12px 20px; font-size:13px; color:var(--muted); }
.breadcrumb a { color:var(--navy); text-decoration:none; }
.breadcrumb a:hover { text-decoration:underline; }
.breadcrumb span { margin:0 6px; }

.page-hero { background:var(--navy); padding:48px 20px 44px; color:white; }
@media(min-width:640px){ .page-hero { padding:64px 32px 56px; } }
.page-hero .label { font-size:11px; font-weight:700; text-transform:uppercase; letter-spacing:.14em; color:rgba(255,255,255,.4); margin-bottom:12px; }
.page-hero h1 { color:white; font-size:clamp(28px,5vw,48px); margin-bottom:14px; }
.page-hero p { font-size:16px; color:rgba(255,255,255,.6); font-weight:300; max-width:520px; line-height:1.75; }

.blog-section { padding:56px 0; }

/* Loading / empty states */
.blog-loading { text-align:center; padding:60px 20px; color:var(--muted); font-size:15px; }
.blog-loading .spinner { width:32px; height:32px; border:3px solid var(--border); border-top-color:var(--navy); border-radius:50%; animation:spin .7s linear infinite; margin:0 auto 16px; }
@keyframes spin { to { transform:rotate(360deg); } }
.blog-empty { text-align:center; padding:60px 20px; color:var(--muted); }
.blog-empty p { margin-bottom:6px; }

.blog-grid { display:grid; grid-template-columns:1fr; gap:20px; margin-top:36px; }
@media(min-width:540px){ .blog-grid { grid-template-columns:repeat(2,1fr); } }
@media(min-width:900px){ .blog-grid { grid-template-columns:repeat(3,1fr); } }

.blog-card { background:var(--white); border:1px solid var(--border); border-radius:var(--rad); overflow:hidden; text-decoration:none; color:var(--text); display:flex; flex-direction:column; transition:box-shadow .2s, transform .2s; }
.blog-card:hover { box-shadow:0 6px 30px rgba(3,55,91,.1); transform:translateY(-3px); }
.blog-card-thumb { width:100%; aspect-ratio:16/9; overflow:hidden; background:var(--navy-lt); display:flex; align-items:center; justify-content:center; font-size:44px; min-height:160px; }
.blog-card-thumb img { width:100%; height:100%; object-fit:cover; }
.blog-card-body { padding:20px; flex:1; display:flex; flex-direction:column; }
.blog-card-meta { display:flex; flex-wrap:wrap; gap:8px; align-items:center; margin-bottom:10px; }
.blog-card-tag { font-size:10px; font-weight:700; text-transform:uppercase; letter-spacing:.1em; background:var(--navy-lt); color:var(--navy); padding:3px 10px; border-radius:100px; }
.blog-card-date { font-size:12px; color:var(--muted); }
.blog-card-body h2 { font-size:18px; font-weight:700; line-height:1.25; margin-bottom:8px; font-family:'Cabin',sans-serif; }
.blog-card-body p { font-size:14px; color:var(--muted); line-height:1.7; font-weight:300; flex:1; }
.blog-card-read { margin-top:16px; font-size:13px; font-weight:600; color:var(--navy); }

.blog-cta { background:var(--navy); padding:48px 20px; text-align:center; }
.blog-cta h2 { color:white; font-size:clamp(22px,4vw,30px); margin-bottom:10px; }
.blog-cta p { color:rgba(255,255,255,.6); font-size:15px; font-weight:300; margin-bottom:24px; }

footer {
  background: var(--navy);
  color: white;
  padding: 52px 0 28px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  margin-bottom: 44px;
}
@media(min-width:768px){ .footer-grid { grid-template-columns: 2fr 1fr 1fr; } }

.footer-brand {
  font-family: 'Cabin', sans-serif;
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 10px;
  letter-spacing: -.02em;
}
.footer-tagline {
  font-size: 13px;
  color: rgba(255,255,255,.45);
  font-weight: 300;
  line-height: 1.7;
  max-width: 230px;
}
.footer-col-title {
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: rgba(255,255,255,.35);
  font-weight: 700;
  margin-bottom: 14px;
}
.footer-nav {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-nav a {
  color: rgba(255,255,255,.65);
  text-decoration: none;
  font-size: 14px;
  font-weight: 300;
  transition: color .15s;
}
.footer-areas-block {
  border-top: 1px solid rgba(255,255,255,.08);
  margin-top: 8px;
  padding-top: 26px;
  margin-bottom: 26px;
}
.footer-nav-areas {
  flex-direction: row;
  flex-wrap: wrap;
  gap: 8px;
}
.footer-nav-areas a {
  font-size: 12.5px;
  color: rgba(255,255,255,.6);
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  padding: 5px 12px;
  border-radius: 100px;
  transition: all .15s ease;
}
.footer-nav-areas a:hover {
  background: rgba(255,255,255,.14);
  color: white;
}

.footer-nav a:hover { color: white; }
.footer-nav a.footer-contact-highlight {
  color: white;
  font-weight: 600;
  font-size: 15px;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding-top: 22px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
@media(min-width:768px){
  .footer-bottom { flex-direction: row; justify-content: space-between; align-items: flex-end; }
}
.footer-legal {
  font-size: 11px;
  color: rgba(255,255,255,.25);
  line-height: 1.8;
  max-width: 580px;
}
.footer-copy {
  font-size: 11px;
  color: rgba(255,255,255,.25);
  white-space: nowrap;
}

/* =====================
   SECTION LABELS
   ===================== */
.label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--navy);
  margin-bottom: 12px;
}

/* =====================
   SOCIAL STRIP
   ===================== */
.social-strip {
  background: var(--navy-dk);
  padding: 14px 20px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
@media(min-width:640px){ .social-strip { padding: 14px 32px; } }
.social-strip-inner {
  max-width: 1080px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px 20px;
  justify-content: center;
}
@media(min-width:640px){ .social-strip-inner { justify-content: space-between; } }
.social-strip-label {
  font-size: 12px;
  color: rgba(255,255,255,.4);
  text-transform: uppercase;
  letter-spacing: .1em;
  font-weight: 600;
  white-space: nowrap;
}
.social-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.social-btn {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 13px;
  font-weight: 600;
  color: rgba(255,255,255,.75);
  text-decoration: none;
  padding: 7px 13px;
  border-radius: 6px;
  border: 1px solid rgba(255,255,255,.12);
  background: rgba(255,255,255,.06);
  transition: all .18s ease;
  white-space: nowrap;
}
.social-btn:hover { background: rgba(255,255,255,.14); color: white; border-color: rgba(255,255,255,.25); }
.social-btn.instagram:hover { background: rgba(225,48,108,.25); border-color: rgba(225,48,108,.4); }
.social-btn.facebook:hover { background: rgba(24,119,242,.25); border-color: rgba(24,119,242,.4); }
.social-btn.tiktok:hover { background: rgba(255,255,255,.12); }
.social-btn.trustpilot:hover { background: rgba(0,182,122,.2); border-color: rgba(0,182,122,.4); }
.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity .55s ease, transform .55s ease;
}
.reveal.visible { opacity: 1; transform: translateY(0); }

/* =====================
   REVEAL ANIMATION
   ===================== */
.scroll-top {
  position: fixed;
  bottom: 20px;
  right: 20px;
  width: 44px;
  height: 44px;
  background: var(--navy);
  color: white;
  border: none;
  cursor: pointer;
  font-size: 18px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity .3s;
  z-index: 50;
  box-shadow: 0 2px 16px rgba(3,55,91,.35);
}
.scroll-top.show { opacity: 1; pointer-events: auto; }
.scroll-top:hover { background: var(--navy-dk); }